Date:         Wed, 23 May 2001 09:21:34 -0700
Reply-To:     Charlie Moore <charliem_wa@yahoo.com>
Sender:       Vanagon Mailing List <vanagon@gerry.vanagon.com>
From:         Charlie Moore <charliem_wa@yahoo.com>
Subject:      Totaled Seattle Westy, insurance story
Content-Type: text/plain; charset="iso-8859-1"

For those of you interested in how I ended up with the van it's a rather
strange set of circumstances, so I'm not sure how useful this is other then
for your amusement.

I was not home at the time of the accident so all this is from the police
report, neighbors, and what I can surmise.  I have 3 cars, all were parked
in front of my house on the street.  The other driver claims he was feeling
dizzy.  He rams into the back of the Westfalia, which pushes into the rear
of my wife's Saab, which pushes into the rear of my Audi.  Believe it or not
the front bumper on the Westfalia doesn't have a scratch but the back of the
Saab is estimated to be $7000 to repair.  If only Westy's had a rear bumper
as strong as the front!

Anyways, the other driver had minimal insurance.  In fact so little, his
insurance company (Safeco) is supposed to write me a check for his full
coverage without even creating an estimate on any of my damage.  Their
adjuster knew it was way more then he had coverage for so he thought why
waste the time.  My insurance company (USAA) is picking up the balance.  Due
to my coverage everything I get from the other driver goes toward the Westy
and my insurance will pick up the Saab and Audi.  That's how I ended up with
my totaled Westfalia.  Thus, no estimate was ever written for the Westfalia
by either company and both ins companys have said it is mine to do what I
want.

Sad but true.

- Charlie.


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