Yes...in California the driver's policy is always primary...even if driving a rental car. I think there is enough here to make a claim on the mother's policy for negligence...perhaps the home owners policy. Not a compelling case, though. "M.R. Nimmo" wrote: > > You should always view and document the driver's > license and insurance for someone test driving your > car. Most people are not aware that an insurance > policy (at least in the US) is responsible for the > liability of a covered driver, regardless whose car > the driver is operating. In other words, if your > incident occurred in the majority of American > jurisdictions, the brat kid's insurance might have > covered the incident. I'm speaking in very general > terms here, folks, and there are other factors such as > whether the kid was negligent in not securing the hood > (bonnet), or perhaps whether the insurance policy only > covers collisions, etc. > > But if the idiot kid struck another car or some > pedestrian, you'd definitely like to have his > insurance responsible, either fully or partially. > Bottom line, get there drivers license and insurance > information before they drive. > > Das Kapitan > > __________________________________________________ > Do You Yahoo!? > Get personalized email addresses from Yahoo! Mail > http://personal.mail.yahoo.com/ |
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