Volks, A recent posting on WetWesties reminded me of this issue. What's the right way to go for insurance coverage, "Normal" Policy with complete Documentation or a "Replacement Value" Policy with complete Documentation and appraisals? Sample vehicle ... 1990 Westy Syncro
1. Normal Coverage Policy: - $500 deductible - Rental Car Coverage - Reasonable levels of liability, comp etc. (sorry don't have specific value info with me) Cost Estimates : $600-800 per year (AZ Resident) Note: Full Documentation Package Available. - Receipts for all renovation,rebuild and modifications - Photos of Everything 2. Replacement Value Policy: I have met with a few Insurance companies about providing a "Replacement Value" Policy. Requirement: - Receipts for all renovation,rebuild and modifications - Independent Appraisals For estimating the insurance quote I suggested they use a $30k replacement value Cost Estimates : $2500 - 3000 per year (AZ Resident) Big difference in cost. What's the right way to go? Your Point of View?
Larry Chase Email: lchase@attglobal.net Web: www.roadhaus.com <http://www.roadhaus.com/> - Coming Soon! What: The Great North American Road Trip When: Feb 22, 2003 How: RoadHaus - 1990 VW Westfalia Syncro Today: Los Osos, CA / Go Westy From: Mesa, AZ |
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