Date: Thu, 13 Feb 2003 15:32:20 -0800
Reply-To: Mark Dorm <mark_hb@HOTMAIL.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Mark Dorm <mark_hb@HOTMAIL.COM>
Subject: Re: Insurance - Replacement Value Policy?
Content-Type: text/html
<html><div style='background-color:'><DIV>
<P>Doesn't Cosco have cheap insurance... and I wonder if they or some other company would have a group insurance policy for a group of people who all owned the same kind of vehicles... <BR><BR></P></DIV>
<DIV></DIV>
<DIV></DIV>>From: George Goff <THX0001@AOL.COM>
<DIV></DIV>>Reply-To: THX0001@AOL.COM
<DIV></DIV>>To: vanagon@GERRY.VANAGON.COM
<DIV></DIV>>Subject: Re: Insurance - Replacement Value Policy?
<DIV></DIV>>Date: Fri, 7 Feb 2003 18:20:28 EST
<DIV></DIV>>
<DIV></DIV>>In a message dated 2/7/03 12:02:33 PM, lchase@ATTGLOBAL.NET writes:
<DIV></DIV>>
<DIV></DIV>><<
<DIV></DIV>>
<DIV></DIV>>1. Normal Coverage Policy . . .
<DIV></DIV>>
<DIV></DIV>>. . . Cost Estimates : $600-800 per year (AZ Resident)
<DIV></DIV>>
<DIV></DIV>>2. Replacement Value Policy . . .
<DIV></DIV>>Cost Estimates : $2500 - 3000 per year (AZ Resident) . . .
<DIV></DIV>>
<DIV></DIV>>Your Point of View?
<DIV></DIV>>
<DIV></DIV>>Larry Chase
<DIV></DIV>> >>
<DIV></DIV>>
<DIV></DIV>>Larry, my man, my point of view really doesn't matter very much in this
<DIV></DIV>>scheme. What does matter is which bolt of cloth you were cut out of.
<DIV></DIV>>
<DIV></DIV>>The minimum difference between the quotes is $1700, the maximum is $2400.
<DIV></DIV>>For the sake of argument, let's agree to call it 2 large. So, if you do not
<DIV></DIV>>mind a little roll of the bones AND you have some willpower, do the
<DIV></DIV>>self-insure thing by banking $2000 every time your Normal Coverage premium
<DIV></DIV>>notice arrives in the mail. After all, the only way you are ever going to
<DIV></DIV>>beat an insurance agent out of whatever amount of YOUR money that he wants to
<DIV></DIV>>call his own, is to play his game yourself. The odds are on your side:
<DIV></DIV>>insurance companies prove that everyday. In fact, I'll bet in five years
<DIV></DIV>>you'll have your van and, if nothing else, $12K in a CD.
<DIV></DIV>>
<DIV></DIV>>May the odds be with you.
<DIV></DIV>>
<DIV></DIV>>George
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