Recently, I was hit by a woman who didn't see the stop sign. The car I was driving was totaled. In that case the KKB was pretty low. Fortunately, the insurance company based their claim on CarFax, which looks at similar vehicles that have sold in the area--not the advertised price but the actual price. The pay-out price was higher than the KKB price. Also, I look at the Auto Trader to see if any vehicles like yours have sold recently. Better yet see if you can find 2-3 month old copies and call the sellers to see what the actual selling price was. CarFax is going to be your best bet and it is difficult for any insurance company to argue against it--especially if you take them to small claims. Richard -----Original Message----- From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf Of Aaron Ellringer Sent: Thursday, April 17, 2003 8:59 AM To: vanagon@GERRY.VANAGON.COM Subject: insurance claim tips Hi all. My 83.5 Westy was stolen and crashed on Monday night. It was in good condition, little rust, etc. I paid $4000 for it two years ago and have put another $2500 into it since... The KBB for this van in my area is $500 - $1400. After my deductible and rate hikes, I'm totally out. Does anyone have tips on getting a decent claim value a vanagon through my insurance company? Thanks, aaron in frozen leaf bud wisconsin |
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