Date:         Fri, 14 Nov 2003 20:48:11 -0500
Reply-To:     David Wilhite <dnmwilhite@EARTHLINK.NET>
Sender:       Vanagon Mailing List <vanagon@gerry.vanagon.com>
From:         David Wilhite <dnmwilhite@EARTHLINK.NET>
Subject:      My Insurance Policy Changes
Content-type: text/plain; charset=US-ASCII

Just received an important notice today from my insurance company regarding
"Changes to Your Car Policy".   Most of it, is just where they are
providing less coverage, but I thought some of you may get a kick out of
some of the stuff that is no longer covered.  I've listed some excerpts
from the amendments.

Section II - MEDICAL PAYMENTS - COVERAGE C

3b.  The following is added to What Is Not Covered:

THERE IS NO COVERAGE FOR BODILY INJURY THAT RESULTS FROM:
a.  NUCLEAR REACTION;
b.  RADIATION OR RADIOACTIVE CONTAMINATION FROM ANY SOURCE; OR
c.  THE ACCIDENTAL OR INTENTIONAL DETONATION OF, OR RELEASE OF RADIATION
FROM, ANY NUCLEAR OR RADIOACTIVE DEVICE.

4.  SECTION IV - PHYSICAL DAMAGE COVERAGES

The following is added to When The Physical Damage Coverages Do Not Apply:

THERE IS NO COVERAGE FOR LOSS TO ANY VEHICLE THAT RESULTS FROM:
a.  NUCLEAR REACTION;
b.  RADIATION OR RADIOACTIVE CONTAMINATION FROM ANY SOURCE; OR
c.  THE ACCIDENTAL OR INTENTIONAL DETONATION OF, OR RELEASE OF RADIATION
FROM, ANY NUCLEAR OR RADIOACTIVE DEVICE.

I suppose that if somebody puts a magnifying glass between the sun and your
car , explodes a nuke, or zaps your car with microwaves; neither you nor
your car will be covered on your insurance policy.

It must have taken a lot of research for them to figure out how they could
screw me more on my insurance (lol).  I guess it is Friday after all.

David

p.s.  I have State Farm.