Date:         Wed, 10 Aug 2005 12:32:49 -0400
Reply-To:     vw4x4@FYI.NET
Sender:       Vanagon Mailing List <vanagon@gerry.vanagon.com>
From:         Eric Zeno <vw4x4@FYI.NET>
Subject:      Re: impact of claims on insurance prices (was RE: serious vanagon
Comments: To: Loren Busch <starwagen@GMAIL.COM>
In-Reply-To:  <86476e2505081008447b85e391@mail.gmail.com>
Content-Type: text/plain; charset=ISO-8859-1; format=flowed

I had a very bad experience with Progressive.   I had a 240Z hit in the
rear.  They had an "independent appraiser" claim "there are cars in my
area just like mine" that were for sale and this was where they got the
vehicles value. Mean while I had not seen another 240z myself in years.
  Progressive stated that  "that is all we are obligated to do"
I sat on the claim until the statue of limitations were going to run out
(2 years in PA)  When the the claim was about  to be turned over to
the state insurance commission, then and only then they made a reasonable
settlement. I would not recommend Progressive to my worst enemy.
                                                      ERic

Loren Busch wrote:

>RE: Progressive Insurance
>Based on my experience I can also recommend Progressive for auto
>insurance.  It took a little discussion and all my receipts but when I
>totalled my '85 the settlement was fair, in fact I was pleased with
>the results.  This is going to depend on the claims office you are
>dealing with, the adjuster and his/her boss, and the laws in your
>state, but Progressive did a good job for me.  Another caution:  I'm
>in a market area (Puget Sound/NW) that has lots of Vanagon/Westfalias
>that sell so I was able to establish the true market value in the
>area.  And I kept insisting that I didn't want money, I wanted a
>replacement vehicle.  I kept pushing that.  I did settle for a check
>and then found my own replacement, but this forced them to really look
>at the market in addition to the info from their appraisal service.
>
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