the majority of vehicles on the road are "throwaway cars" camry's, accords, tauruses, cavaliers, etc.. so the Ins. Co's are just used to dealing with people who see their car as a way to get from point A to point B and nothing more and when its totalled they just let it go and accept the current market payoff and move on to something else. its the auto enthusiasts like us that get screwed.... the Ins.Co's dont expect a fight, they want you to just follow their orders and accept what they give you, so its less paperwork for them. i agree w/ Allan. Stalemate. make them wait , cause them more paperwork and time and they will be more inclined to give you what you want rather than have the process tie their employees up for months.. hold your ground and have patience.
In a message dated 12/10/07 3:18:57 PM Eastern Standard Time, streib@CS.INDIANA.EDU writes:
> Well I understand the tendency to feel that way when you are looking > at their first settlement offer, but no they are not in the business > of "trying to screw you." They are in business to make a profit, > sure, but they have no personal stake in any claim they just want to > settle them expediently and move on. > > I think more and more they just total because that takes a lot less > time than getting body shop work done. Less uncertainty too, no > "hidden damage" discoveries to deal with once the repair is started. > > Their first settlement offer will be the "book value" because that > takes about 10 seconds of work on their part to look up, and most of > the time people take it. > >
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