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Date:         Mon, 12 Jan 2009 23:10:50 -0800
Reply-To:     Roger Whittaker <rogerwhitt1@GMAIL.COM>
Sender:       Vanagon Mailing List <>
From:         Roger Whittaker <rogerwhitt1@GMAIL.COM>
Subject:      Re: Declared Value Insurance?
Comments: To: Al Knoll <>
In-Reply-To:  <>
Content-Type: text/plain; charset=ISO-8859-1

Dear Declared Value

There is a lot of information required to create an insurance policy ... we are all aware of that --- but your question is even more complex cause you are asking about stated value versus replacement value questions 1. Where are you -- north america which includes mexico and france 2. rural - urban - semi rural -- east west or central 3. urban inner city or urban central 4. what are the accident rates around you (i live in a W district-- lowest in BC but the specific area i live in is higher than W cause it has urban areas) 5. does your insurer do classic 6. do you even want classic 7. if you do want classic are you willing to pay to have a certified appraiser do a written appraisal for you and if so how often will your insurance company require the update also as a sub group to this make sure you get an appraiser your insurance company approves of-- joe the plumber is not likely going to be a good choice-- 8. if there are no appraisers in your area -- will insurance company accept a self appraisal -- 9. what pictures are required to be acceptable to insurance company 10. how many miles do you put on a year -- 11. where are these miles ... 12. is your ride show room or a daily driver? 13. if you are american what are the rules for driving across state lines 14. if other country does the insurer cover accidents on the road in another land -- 15. can vehicle only be trailer-ed when in transit or can you drive it

as you can see the list is getting long and longer -- try your auto club try classic car insurance

In British Columbia,Canada -- ICBC has me insured for 35K$$ replacement -- i hope i never have to discuss that issue any further than the 900$ a year i give them to make it so yours

On Mon, Jan 12, 2009 at 6:35 PM, Al Knoll <> wrote:

> I recall a threadette on the subject. I flailed the archives for details > without definitive results. So what was the group wisdom regarding > providers of said insurance, names and rates or at least names would be > most > appreciated. With my diva now into the autumn of her years, replacement > would be virtually impossible at the 'going' stated values in KBB and > others. > > What have those who have gone before down this road found? > > Pensioner AKA Cane Rattler >

-- roger w There are two kinds of jobs in the world: Picking up garbage and telling people things. Successful people do both, with the same good attitude. (riw) ---------------------------------------------------------- Explore printed work at: View the growing list of video work at: and ... older work at

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