Date: Wed, 14 Jan 2009 07:42:43 -0800
Reply-To: David Marshall <mailinglist@FASTFORWARD.CA>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: David Marshall <mailinglist@FASTFORWARD.CA>
Subject: Re: Occasional use insurance in Canada? Was: Declared Value
Insurance?
In-Reply-To: <784123.48076.qm@web45307.mail.sp1.yahoo.com>
Content-Type: text/plain; charset="iso-8859-1"
My Westie has cheap insurance (compared to my other vehicles) because it
is classified as a motorhome and not used to go to and from work.
I'm installing a fridge and bed in my LT for that exact reason! If I
was to fully insure it for the year with 5M liability, $500 deductable and
20K vehicle value, I am looking at around $900 for the year - here in BC
you have no choice but to get your basic insurance from the gov't - in
Alberta you can choose who you like (much like Germany and the USA and
half of Canada). In BC if the vehicle is over 25 years old and in
stock condition (or with accessories from that era) you can classifty as a
collector car, which again is cheaper.
David Marshall
VW Adventure Driver and BMW Adventure Rider
http://www.hasenwerk.ca
On Wed, January 14, 2009 07:12,
Poppie Jagersand wrote:
>
> --- On Wed, 1/14/09, Roger
Whittaker <rogerwhitt1@GMAIL.COM> wrote:
>> you would
have to say where you live
>> every province has different regs
...
>
> I live in Edmonton, AB. Does this mean that
(unlike the US and Europe,
> I can't buy insurance from an agent
or company out of province?
>
> In Germany I had Axa in
northern Germany even though I lived in
> Bayern. In the US I had
Safeco, which is nationwide. (Some people
> report bad experience
with Safeco, but at least I got good rates in
> Rocherster NY:
$100/6mo each both Westy and a Passat I had at the time.
> Never
had a claim so don't know who they would be then)
>
>>
and if you are over 60 there is the grey power insurance
>>
through CARP
>> Canadian Association of Retired Persons
>
> Not retired yet. Wife thinks my early retirement at 40
wont
> support her shopping desires... Still I guess I won;t get
the retired
> rate until 60.
>
> Someone locally
once told me about antique car insurance in the province,
> but I
didn't find out names of agents and underwriters. This might
>
work as the age of the Westy (1982) seems to be considered beyond
> retirement (unlike me). Any agents in Edmonton, Calgary dealing
with
> this?
>
> Martin
>
>>
On Tue, Jan 13, 2009 at 10:10 PM, Poppie Jagersand <
>>
poppie.jagersand@yahoo.ca> wrote:
>>
>> > Does
anyone know where I can find a true occasional
>> use policy
>> > in Canada?
>> >
>> > Currently
I have my car and Westy insured. Car is used
>> throughout
the
>> > year. I just looked through the past five years
of
>> logs, and Westy
>> > is used from 1-3weeks
(ie my vacation and occasional
>> weekend).
>> >
Yet my insurance company (Wavanesa) charges more or
>> less the
same for both.
>> > (ok its $100 less, 500 for Westy and 600
for car
>> (Vibe), but thats
>> > only a 20%
rebate for a 95% reduction in used days.
>> Not fair!
>> > But insurance agents I call seem clueless at
>>
understanding the
>> > difference.
>> >
>> >
>> > >
From: Dennis Haynes
>> <d23haynes57@HOTMAIL.COM>
>> > >
Restrictions I've seen in addition to
>> > > mileage is
times of day, (rush hours), to/from
>> work or any
>> > > business use,
>> >
>> >
Restrictions like these would be fine with me if it
>> mean I
paid for the
>> > true risk of the occasional
weekend/vacation drive in
>> the countryside
>> >
instead of being fleeced for more or less the same
>> amount as
a daily
>> > driver in the city.
>> >
>> > Anyone knows who I should contact in Canada for true
>> occasional use
>> > insurance? (I tried calling
the Westy an RV but they
>> didn't go for that)
>>
>
>> > Thanks,
>> > Martin
>>
>
>> >
>> >
>>
__________________________________________________________________
>> > Connect with friends from any web browser - no
>> download required. Try the
>> > new Yahoo! Canada
Messenger for the Web BETA at
>> >
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>> >
>>
>>
>>
>> --
>>
roger w
>> There are two kinds of jobs in the world:
>> Picking up garbage and telling people things.
>>
Successful people do both, with the same good attitude.
>>
(riw)
>>
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>
>
>
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