Date: Wed, 14 Jul 2010 15:32:17 -0700
Reply-To: Scott Daniel - Turbovans <scottdaniel@TURBOVANS.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Scott Daniel - Turbovans <scottdaniel@TURBOVANS.COM>
Subject: Re: Mellow Yellow got hitted
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re
"Your insurance company "
why is there talk about Squirrel's insurance company.
if ones van burns to the ground say ..
and you have comprehensive, then you'll talking with your insurance company
..
but when another part is liable..
it's on them or their insurance company - I'm sure everyone knows that.
and if they want to total it, you work on educating them that they can be
worth up to whatever..
$ 10K and that yours is worth at least 8K or whatever.
if it was me ....I'd get some estimates of course ..
looks to me like up to a 3,000 dollar repair job , done pretty right ..
that's what they owe you ..
whatever the repair estimates reflect.
if there is a deal on it being totaled...just get as much $ out of it as you
can , AND keep the van ..
though that might involve it having a salvage title perhaps.
yeah, those are tragic stories Don.
it is a scam and a rip off ...if they know they can lowball you and it will
just be too costly to fight it ..
I am sad that humans treat each other this way.
so far, I've always made real easy money when a car of mine got hit by
another ..
3 times off the top of my head...
damage wasn't that bad, payment for it was easy to get and fair.
I made $ each time too ..
yeah 'hit me, I need the money.' ..lol.
just remembered another incident ..slashed MGB convertible top rear window..
got easy generous insurance payment ( my comprehensive ) for it ..
fixed it myself, made money.
I hope it goes well for Mellow Yellow here.
have them call me and I'll tell them what these special camper vans are
worth.
( don't want rates to go up though for vanagons )
Scott
www.turbovans.com
----- Original Message -----
From: "Don Hanson" <dhanson928@GMAIL.COM>
To: <vanagon@GERRY.VANAGON.COM>
Sent: Wednesday, July 14, 2010 7:50 AM
Subject: Re: Mellow Yellow got hitted
> On Wed, Jul 14, 2010 at 6:21 AM, Mike "Rocket J Squirrel" <
> camping.elliott@gmail.com> wrote:
>
>> Dear Roger,
>>
>> If the insurance co. doesn't think the van is worth fixing, and if the
>> shop finds no mech issues, at least it's still a van. Not as pretty,
>> though.
>>
>>
>> --
>> Rocky J Squirrel
>> 84 Westfalia: Mellow Yellow ("The Electrical Banana")
>> 74 Westrailia: (Ladybug Trailer company, San Juan Capistrano, Calif.)
>> Bend, OR
>> KG6RCR
>>
>
> Your insurance company likely isn't concerned with whether it's "worth
> fixing". Their only concern is how to avoid paying anything more than
> what
> you can force them to pay. If they pay one dollar more than what they
> will
> lose if they have to go into court and fight you to avoid paying... they
> will consider that a 'business' failure, poor performance by the claims
> officer and every employee who is responsible for them having to actually
> give you the money to fix your Westie,
>
> You will probably soon become familiar with their usual routine when they
> are faced with a customer who asks them to actually pay out money. Sorry
> to
> hear about your damage but your hassels have probably only just begun. Be
> prepared to have plenty of "How the he** do they expect to get away with
> that?" moments, followed by "Crap! That is not legal and fair, is it?"
> moments and finally you may end up with "Oh, heck with it, I will just fix
> it myself and take what they give me, take what I can get, it is not worth
> fighting any more"...which is how the insurance industry has the deck
> stacked, how they know your incident will end up, from the get-go. It is
> what they do every day.
>
> (PS...Someone will now chime in with "Oh that is so cynical, it didn't go
> that way for me..." and maybe YOU will be lucky too(?)...but I've dealt
> with
> insurance many times over and observed their behavior for years without
> ever
> seeing any actual evidence of fair and timely claims settlements to anyone
> I
> know)
>
> PPS..I lost a nice almost new pick up..parked in a driveway at a house
> we
> were building. A road-rolling machine got away from the driver and
> 'smooshed' my truck while I was inside working. After almost 3 months of
> fighting with them for a claims settlement and hitching to work every day
> or
> borrowing vehicles to get around, they gave me low kelly value for the
> truck...nothing at all for the new Gem Top camper, nothing for the CB
> radio
> or the stereo or the Yakima bike rack or the brand new tires or
> aftermarket
> wheels or trailer package, etc etc. Their statement was...."Sue us, then,
> if you don't like it..you will end up with the same money anyhow.and it
> will
> take another 3 months. We KNOW, this is what we have all the accountants
> and actuarial tables for...Don't take offense, Mr. Hanson, it's just
> business"..The attorney I hired to help me with this claim said...."Yep,
> that is just about right...when all is done, you will still be screwed "
> Similar results on two other episodes over the years, where I have been
> run into or had vehicles wrecked through no fault of my own..
>
> Don Hanson
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