Date: Fri, 8 Apr 2011 11:28:15 -0700
Reply-To: Roger Whittaker <rogerwhitt1@GMAIL.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Roger Whittaker <rogerwhitt1@GMAIL.COM>
Subject: Re: Insurance shenanigans.
In-Reply-To: <BANLkTi=DhXD1K2OirWLDap+Z3ZKmb5CeUQ@mail.gmail.com>
Content-Type: text/plain; charset=ISO-8859-1
dear insurance
after reading that Hartford Causality wrote you ... it solidifies ....
and this is why a policy must have an "Agreed Value" of insured $
we drive high end antique vehicles that require to be rebuilt by hand and
often with special tools specific to this vehicle only
if you dont believe me drive you r Vanagon to a Lithia VW dealership and ask
the service writer if they have anyone on staff familiar with these ...
it is my guess they will gather around with jaw hanging open in wonder and
amazement as was my experience in the columbia river dalles and *Sausalito*
, *CA*
** .... in Sausalito the service writer was actually very cool ... Manny ...
he even lent me a couple of tools to do my repair ... which he allowed in
the parking lot ....
took me nearly 4 hours ... 3 years ago
but having said that no one in the store was actually familiar with Vanagon
...
so my point is ...
lets stop trying to be hairy legged birkenstock sorts with the chartreuse
micro bus (Convoy the song) and face up to the fact that we are above
average citizens with a very cool vehicle that meets nearly all the safety
requirements that are important to life and limb ... and pay up as we can
afford to ... to make the insurance we want to have ...
and if you want to ride around in a motor home classed and insured as a car
or dump cart as your insurer or state may allow ten you have already
forfeited your right to complain when they write you a cheque for "fair
market value" if they write a cheque at all
it is now becoming a full generation ago++ that Vanagon T 2 to T 25 was even
built or sold ... as new ...
get your insurance after an accredited surveyor has appraised and pronounced
the vehicle value ...
next week i will be appearing on Antiques Road Show with my vanagon ...
there i will describe the story of how gerry garcia was actually conceived
of in the upper bunk while leonard cohen wrote songs like dress rehearsal
drag .... in the jump seat .... signatures of all written in indelible
marker including the soon to be famous and just conceived gerry garcia
Link to dress rehearsal rag for those who wish ...
http://www.youtube.com/watch?v=lNTFqSaFwyo
regards
On Fri, Apr 8, 2011 at 10:33 AM, Al Knoll <anasasi@gmail.com> wrote:
> Part 1.
>
> >>>
> Dear Mr. Knoll,
> Per our earlier conversation, Bodycraft Collision Center is not comfortable
> completing the repairs to your vehicle and have stated that there may be
> further damage to the undercarriage that is not written on the current
> estimate. Any further damage or labor will result in your vehicle being
> deemed a total loss. We want to resolve this as amicably as possible in
> accordance with your personal automobile policy. Please refer to your
> California Personal Automobile Policy, Form 8550, Page 19 of 27, Part D -
> Coverage For Damage To Your Auto:
> LIMIT OF LIABILITY
> A. Our limit of liability for loss will be the lesser of the:
> 1. Actual cash value of the stoler or damaged property; or
> 2. Amount necessary to repair or replace the property with other
> property of
> like kind and quality.
>
> At this time, we would consider two options to resolve this claim:
> 1. The vehicle would be deemed a total loss and we would issue payment to
> you according to the owner retain salvage settlement figures below:
> Total Loss Calculations for CALIFORNIA - Owner Retains
> ACV: (+) $1,117.00
> Sales Tax: (+) $97.74
> UPD: (-) $26.79
> Sub Total: $1,187.95
> Total Fees: (+) $18.00
> Salvage: (-) $0.00
> Deductible: (-) $250.00
> Net Total: $955.95
>
> 2. If you did not want the vehicle to be totaled, we would issue payment
> to
> you in the amount of $937.95. This payment was derived by taking the
> actual
> cash value above ($1117.00) plus taxes ($97.74) less the unrelated prior
> damage @ 10% ($26.79) and less your deductible ($250.00). This payment
> will
> be considered a full and final settlement payment.
> As Bodycraft Collision Center will not complete the repairs, we would pay
> for a reasonable tow to another repair facility or back to your residence.
>
> After you have had time to review this information, please call me at the
> number below.
> Donald Behner
> Claim Supervisor
> 800-811-4832 x43497
> Hartford Casualty Insurance Company
> PS regarding your glass only claim: We are trying to locate a windshield
> for
> your vehicle. At this time it is our understanding that a neither a new or
> used windshield can be located. Once we have more information on the
> availability of a windshield from your part's supplier in Washington, Mike,
> we will discuss this matter further.
> <<<
>
--
roger w
From Proverbs:
Under three things the earth trembles, under four it cannot bear up: a
servant who becomes king ...
----------------------------------------------------------
Explore printed work at: http://www.prliving.ca/
View the growing list of video work at:
http://www.prpeak.com/articles/2010/11/29/multimedia/video/doc4c62e5f80d228504902172.txt
