Date: Fri, 8 Apr 2011 12:06:12 -0700
Reply-To: Mike Miller <mwmiller@CWNET.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Mike Miller <mwmiller@CWNET.COM>
Subject: Re: Insurance shenanigans.
In-Reply-To: <BANLkTi=DhXD1K2OirWLDap+Z3ZKmb5CeUQ@mail.gmail.com>
Content-type: text/plain; charset="US-ASCII"
Heck I'll pay you $955.96 sight unseen.
Mike
On 4/8/11 10:33 AM, "Al Knoll" <anasasi@GMAIL.COM> wrote:
> Part 1.
>
>>>>
> Dear Mr. Knoll,
> Per our earlier conversation, Bodycraft Collision Center is not comfortable
> completing the repairs to your vehicle and have stated that there may be
> further damage to the undercarriage that is not written on the current
> estimate. Any further damage or labor will result in your vehicle being
> deemed a total loss. We want to resolve this as amicably as possible in
> accordance with your personal automobile policy. Please refer to your
> California Personal Automobile Policy, Form 8550, Page 19 of 27, Part D -
> Coverage For Damage To Your Auto:
> LIMIT OF LIABILITY
> A. Our limit of liability for loss will be the lesser of the:
> 1. Actual cash value of the stoler or damaged property; or
> 2. Amount necessary to repair or replace the property with other
> property of
> like kind and quality.
>
> At this time, we would consider two options to resolve this claim:
> 1. The vehicle would be deemed a total loss and we would issue payment to
> you according to the owner retain salvage settlement figures below:
> Total Loss Calculations for CALIFORNIA - Owner Retains
> ACV: (+) $1,117.00
> Sales Tax: (+) $97.74
> UPD: (-) $26.79
> Sub Total: $1,187.95
> Total Fees: (+) $18.00
> Salvage: (-) $0.00
> Deductible: (-) $250.00
> Net Total: $955.95
>
> 2. If you did not want the vehicle to be totaled, we would issue payment to
> you in the amount of $937.95. This payment was derived by taking the actual
> cash value above ($1117.00) plus taxes ($97.74) less the unrelated prior
> damage @ 10% ($26.79) and less your deductible ($250.00). This payment will
> be considered a full and final settlement payment.
> As Bodycraft Collision Center will not complete the repairs, we would pay
> for a reasonable tow to another repair facility or back to your residence.
>
> After you have had time to review this information, please call me at the
> number below.
> Donald Behner
> Claim Supervisor
> 800-811-4832 x43497
> Hartford Casualty Insurance Company
> PS regarding your glass only claim: We are trying to locate a windshield for
> your vehicle. At this time it is our understanding that a neither a new or
> used windshield can be located. Once we have more information on the
> availability of a windshield from your part's supplier in Washington, Mike,
> we will discuss this matter further.
> <<<
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