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Date:         Fri, 27 May 2011 17:28:43 -0500
Reply-To:     mcneely4@COX.NET
Sender:       Vanagon Mailing List <vanagon@gerry.vanagon.com>
From:         Dave Mcneely <mcneely4@COX.NET>
Subject:      Re: Don't forget your seatbelt
Comments: To: Jeff Schwaia <vw.doka@GMAIL.COM>
In-Reply-To:  <4de02108.c822440a.0adf.6ed1@mx.google.com>
Content-Type: text/plain; charset=utf-8

fwiw, the insurance industry pushed the seat belt and (where applicable) helmet laws through. In states that passed, then repealed, helmet laws, the insurance industry strongly opposed the repeals. The insurance industry pushed for air bags, and has pushed for other safety related laws. Big Brother? A safety belt not only protects the person belted in, but gives drivers an added margin of control when they are not pelted by passengers flying about, and when they are still secured while engaged in emergency maneuvers. Thus, the seat belt protects not only the occupants of the car where they are belted in, but the lives and property of others.

If I were an insurer, I would insert a clause to the effect that if a driver and passengers were not wearing safety belts when an accident occurred, the insurance would not apply except for liability, and then only at the minimum level required by law, regardless of the stated value of the policy. That would be clear up front at the sale of the policy.

Society really does have a stake in protecting its citizens from the misbehavior of others.

mcneely

---- Jeff Schwaia <vw.doka@GMAIL.COM> wrote: > Before I rant, let me say that I always wear my seatbelt, just like I always > wear a helmet when riding a motorcycle. That being said... > > I really hate the fact that big brother feels the need to legislate this > crap. Perhaps it's the Libertarian in me, but I think it's BS. If I want > to ride without a helmet, I should have every right to do so. The life I > risk is my own. Same goes for seat belts. > > I know, I know, people love to chime in with who pays for your medical > expenses, etc., if you get hurt. That's another issue altogether. > Personally, I believe it's nothing more than another way to generate a > revenue stream for our local governments. > > If it were really all about safety, then why not mandate helmets for cars? > I can guarantee it would reduce the number of head injuries that occur in > bad accidents (with or without seat belts). > > How about a Hans Device? That would sure take care of all those whiplash > injuries! > > Four (or five) point harnesses? Left shoulder separation is common in car > accidents due to the 3 point safety belt. > > END OF RANT > > Happy 3 day weekend! > > Cheers, > > Jeff

-- David McNeely


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