Karl makes a great point. How many years of no-claims bonus do you have? Do you have any clause in your insurance that will protect your premium from going up because of the claim? If it is $2000 to fix, and $500 deductible, then are you going to pay more that $1500 in increased premium over the next 3 years. Man I hate insurance. Maybe you got the "uninsured deer protection" plan - they don't offer that here. Tom
On Fri, Sep 6, 2013 at 9:56 PM, Karl Wolz <wolzphoto@q.com> wrote: > Get a few quotes from body shops first so you know what kind of damage > you're to expect. Keep I mind that you can purchase on the bolt-ons used > from list members and/or wrecking yards. Might not be worth your while to > make a claim. Then start assembling PURCHASE prices of similar vans for > comparables. Last accident I had (not my fault) the other guys insurance > company (Progressive) tried to tell me that a Westy and a 7 passenger are > the same value, and my Westy was only worth around $2500. > > Karl Wolz > > > > |-----Original Message----- > |From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] > |On Behalf Of Tom Hargrave > |Sent: Friday, September 06, 2013 7:36 PM > |To: vanagon@GERRY.VANAGON.COM > |Subject: Re: Hit a deer today in my Vanagon > | > |Hopefully they won't try and total the car. > | > |Thanks, Tom Hargrave > |www.kegkits.com > |www.stir-plate.com > |www.towercooler.com > |www.grow-sun.com > |www.raspberryproject.com > | > |-----Original Message----- > |From: Vanagon Mailing List [mailto:vanagon@GERRY.VANAGON.COM] > |On Behalf Of Richard Koerner > |Sent: Friday, September 6, 2013 8:46 PM > |To: vanagon@GERRY.VANAGON.COM > |Subject: Hit a deer today in my Vanagon > | > |Was up in the Eastern Sierras; a place near Mammoth Ski area. > |Place called June Lake (Gull Lake specifically). Perfect. > |Went kayaking on lake in afternoon, paddling into wind then > |letting wind sail me home. > | > |So I get up early this am for the long drive home (450 > |miles?). Around 7:30 am. Empty straight hiway. Around 45 > |MPH, no hurry. Then....there they were...two of them, small, > |young...instantaneous. Darted out across road; no reaction > |time. Missed the first one, hit the second. Ugh. Passenger > |side. Smashed lower grill, signal light, tore rubber strip of > |passenger side of bumper, mashed license plate, and of course > |front end body damage. > |No damage to cooling system, thank God. > | > | > |Drove the 450 miles home. Now, time to report to insurance > |company. I have $500 deductible I think. I'm betting this > |will be about a $2000 job...not nearly as easy as a fender, > |lots of folds and creases in the front end. > | > |Any words of advice before I call insurance company tomorrow > |to start claim process? > | > |Rich > |San Diego > |85 Vanagon, 208,000 wonderful miles, original everything > |except interior with homemade camper setup. Not a Westy; a > |tintop. Alpine White. 4 speed tranny. Everything is in > |perfect condition. > | > |....glum.... > |
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