Date: Sat, 7 Sep 2013 11:06:54 -0500
Reply-To: Tom Hargrave <thargrav@HIWAAY.NET>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Tom Hargrave <thargrav@HIWAAY.NET>
Subject: Re: Hit a deer today in my Vanagon
In-Reply-To: <665B13A8-9B70-4F8A-A29C-91E31AB163C7@comcast.net>
Content-Type: text/plain; charset="us-ascii"
Not trying to be nosy but what's your cost difference between full coverage
and liability.
Thanks, Tom Hargrave
www.kegkits.com
www.stir-plate.com
www.towercooler.com
www.grow-sun.com
www.raspberryproject.com
-----Original Message-----
From: Vanagon Mailing List [mailto:vanagon@GERRY.VANAGON.COM] On Behalf Of
OlRivrRat
Sent: Saturday, September 7, 2013 10:55 AM
To: vanagon@GERRY.VANAGON.COM
Subject: Re: Hit a deer today in my Vanagon
StateFarm told me that my Rates will not be affected because
TheBranch was thrown @ my Van by the car in front ~ Had I hit TheBranch on
my own & made the Claim my rates would go up ~ so maybe Richard should
change his story from "Hit a Deer today in my Van" to "A Deer ran into my
Van today"
ORR ~ DeanB
On 7 Sep , 2013, at 8:58 AM, Tom Carchrae wrote:
> Karl makes a great point. How many years of no-claims bonus do you
> have?
> Do you have any clause in your insurance that will protect your
> premium from going up because of the claim?
>
> If it is $2000 to fix, and $500 deductible, then are you going to pay
> more that $1500 in increased premium over the next 3 years.
>
> Man I hate insurance. Maybe you got the "uninsured deer protection"
> plan -
> they don't offer that here.
>
> Tom
>
>
>
>
> On Fri, Sep 6, 2013 at 9:56 PM, Karl Wolz <wolzphoto@q.com> wrote:
>
>> Get a few quotes from body shops first so you know what kind of
>> damage you're to expect. Keep I mind that you can purchase on the
>> bolt- ons used from list members and/or wrecking yards. Might not be
>> worth your while to make a claim. Then start assembling PURCHASE
>> prices of similar vans for comparables. Last accident I had (not my
>> fault) the other guys insurance company (Progressive) tried to tell
>> me that a Westy and a 7 passenger are the same value, and my Westy
>> was only worth around $2500.
>>
>> Karl Wolz
>>
>>
>>
>> |-----Original Message-----
>> |From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com]
>> |On Behalf Of Tom Hargrave
>> |Sent: Friday, September 06, 2013 7:36 PM
>> |To: vanagon@GERRY.VANAGON.COM
>> |Subject: Re: Hit a deer today in my Vanagon
>> |
>> |Hopefully they won't try and total the car.
>> |
>> |Thanks, Tom Hargrave
>> |www.kegkits.com
>> |www.stir-plate.com
>> |www.towercooler.com
>> |www.grow-sun.com
>> |www.raspberryproject.com
>> |
>> |-----Original Message-----
>> |From: Vanagon Mailing List [mailto:vanagon@GERRY.VANAGON.COM]
>> |On Behalf Of Richard Koerner
>> |Sent: Friday, September 6, 2013 8:46 PM
>> |To: vanagon@GERRY.VANAGON.COM
>> |Subject: Hit a deer today in my Vanagon
>> |
>> |Was up in the Eastern Sierras; a place near Mammoth Ski area.
>> |Place called June Lake (Gull Lake specifically). Perfect.
>> |Went kayaking on lake in afternoon, paddling into wind then letting
>> |wind sail me home.
>> |
>> |So I get up early this am for the long drive home (450 miles?).
>> |Around 7:30 am. Empty straight hiway. Around 45 MPH, no hurry.
>> |Then....there they were...two of them, small, young...instantaneous.
>> |Darted out across road; no reaction time. Missed the first one, hit
>> |the second. Ugh. Passenger side. Smashed lower grill, signal
>> |light, tore rubber strip of passenger side of bumper, mashed license
>> |plate, and of course front end body damage.
>> |No damage to cooling system, thank God.
>> |
>> |
>> |Drove the 450 miles home. Now, time to report to insurance company.
>> |I have $500 deductible I think. I'm betting this will be about a
>> |$2000 job...not nearly as easy as a fender, lots of folds and
>> |creases in the front end.
>> |
>> |Any words of advice before I call insurance company tomorrow to
>> |start claim process?
>> |
>> |Rich
>> |San Diego
>> |85 Vanagon, 208,000 wonderful miles, original everything except
>> |interior with homemade camper setup. Not a Westy; a tintop. Alpine
>> |White. 4 speed tranny. Everything is in perfect condition.
>> |
>> |....glum....
>>
|