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Date:         Sat, 7 Sep 2013 09:55:23 -0600
Reply-To:     OlRivrRat <OlRivrRat@COMCAST.NET>
Sender:       Vanagon Mailing List <vanagon@gerry.vanagon.com>
From:         OlRivrRat <OlRivrRat@COMCAST.NET>
Subject:      Re: Hit a deer today in my Vanagon
Comments: To: Tom Carchrae <tom@CARCHRAE.NET>
In-Reply-To:  <CAFNeVpGtuQAF9xqi2gD7a7Ad74f-G1GkGr1URF7DNboN9DU_Vw@mail.gmail.com>
Content-Type: text/plain; charset=US-ASCII; format=flowed; delsp=yes

StateFarm told me that my Rates will not be affected because TheBranch was thrown @ my Van by the car in front ~ Had I hit TheBranch on my own & made the Claim my rates would go up ~ so maybe Richard should change his story from "Hit a Deer today in my Van" to "A Deer ran into my Van today"

ORR ~ DeanB

On 7 Sep , 2013, at 8:58 AM, Tom Carchrae wrote:

> Karl makes a great point. How many years of no-claims bonus do you > have? > Do you have any clause in your insurance that will protect your > premium > from going up because of the claim? > > If it is $2000 to fix, and $500 deductible, then are you going to > pay more > that $1500 in increased premium over the next 3 years. > > Man I hate insurance. Maybe you got the "uninsured deer protection" > plan - > they don't offer that here. > > Tom > > > > > On Fri, Sep 6, 2013 at 9:56 PM, Karl Wolz <wolzphoto@q.com> wrote: > >> Get a few quotes from body shops first so you know what kind of >> damage >> you're to expect. Keep I mind that you can purchase on the bolt- >> ons used >> from list members and/or wrecking yards. Might not be worth your >> while to >> make a claim. Then start assembling PURCHASE prices of similar vans >> for >> comparables. Last accident I had (not my fault) the other guys >> insurance >> company (Progressive) tried to tell me that a Westy and a 7 >> passenger are >> the same value, and my Westy was only worth around $2500. >> >> Karl Wolz >> >> >> >> |-----Original Message----- >> |From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] >> |On Behalf Of Tom Hargrave >> |Sent: Friday, September 06, 2013 7:36 PM >> |To: vanagon@GERRY.VANAGON.COM >> |Subject: Re: Hit a deer today in my Vanagon >> | >> |Hopefully they won't try and total the car. >> | >> |Thanks, Tom Hargrave >> |www.kegkits.com >> |www.stir-plate.com >> |www.towercooler.com >> |www.grow-sun.com >> |www.raspberryproject.com >> | >> |-----Original Message----- >> |From: Vanagon Mailing List [mailto:vanagon@GERRY.VANAGON.COM] >> |On Behalf Of Richard Koerner >> |Sent: Friday, September 6, 2013 8:46 PM >> |To: vanagon@GERRY.VANAGON.COM >> |Subject: Hit a deer today in my Vanagon >> | >> |Was up in the Eastern Sierras; a place near Mammoth Ski area. >> |Place called June Lake (Gull Lake specifically). Perfect. >> |Went kayaking on lake in afternoon, paddling into wind then >> |letting wind sail me home. >> | >> |So I get up early this am for the long drive home (450 >> |miles?). Around 7:30 am. Empty straight hiway. Around 45 >> |MPH, no hurry. Then....there they were...two of them, small, >> |young...instantaneous. Darted out across road; no reaction >> |time. Missed the first one, hit the second. Ugh. Passenger >> |side. Smashed lower grill, signal light, tore rubber strip of >> |passenger side of bumper, mashed license plate, and of course >> |front end body damage. >> |No damage to cooling system, thank God. >> | >> | >> |Drove the 450 miles home. Now, time to report to insurance >> |company. I have $500 deductible I think. I'm betting this >> |will be about a $2000 job...not nearly as easy as a fender, >> |lots of folds and creases in the front end. >> | >> |Any words of advice before I call insurance company tomorrow >> |to start claim process? >> | >> |Rich >> |San Diego >> |85 Vanagon, 208,000 wonderful miles, original everything >> |except interior with homemade camper setup. Not a Westy; a >> |tintop. Alpine White. 4 speed tranny. Everything is in >> |perfect condition. >> | >> |....glum.... >>


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