Date: Tue, 30 Aug 2016 15:03:47 -0400
Reply-To: Dave Bohannan <fjazzbass@GMAIL.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Dave Bohannan <fjazzbass@GMAIL.COM>
Subject: Re: venting about irresponsible drivers
In-Reply-To: <CACvdLxNyfqoY46LacOtxCUcPJBR60oSazgJMXgNZj2VrwLoNRA@mail.gmail.com>
Content-Type: text/plain; charset=utf-8
David
You’re a smarter old fart than those of us that toss tons of $$ away every month to have these ball and chain smart phones… (yeah, I’m included in that mess…these phones cost way too much!!! levity, guys...)
Use that spare cash to fix your bus and keep on trucking’…
If I had that person’s contact info, I would appeal to their sense of humanity with a phone call and let them know how disappointed I was in their response… give them an opportunity to make it right- if they would take it as a last ditch opportunity…Sadly, I wouldn’t put it past the insurance company to be lying about their response all together…maybe, just maybe….
Just my .02 that I don’t even have because I pay it every month to a cell phone provider….. :-P
Dave
> On Aug 30, 2016, at 2:07 PM, David McNeely <davmcneely40@GMAIL.COM> wrote:
>
> Well, for those of us who haven't found a need for one of the newer type
> phones (I do have a cell phone, but it is an old style flip phone, without
> all the newer gadgetry) these approaches don't work. I didn't know that
> everyone emerges snapping pictures of everything, and recording
> everything. I guess that's what I get for being an old fart.
>
> And I never imagined that someone who says repeatedly that an accident was
> her fault, and who states that her liability insurance will take care of
> the damages, would then falsify a statement to her insurance company and
> deny liability. I also learned, regarding that being a felony: Nope.
> Only if the intent is to defraud THE INSURANCE COMPANY. Defrauding the
> victim seems to be no big deal.
>
> Well, old farts can learn, and I am doing so.
>
> On Tue, Aug 30, 2016 at 10:31 AM, PB <pbrattan@gmail.com> wrote:
>
>> I think the video recording is the best solution. Nowadays, everyone who
>> has a fender bender comes out with a cell phone snapping pictures. It's
>> just a normal practice, and is not usually interpreted as aggressive or
>> accusatory. You can appear to be snapping photos, but actually recording,
>> and the other party will not even know it. Even if you should put your
>> phone in your shirt pocket or hold the phone downward in your hand, the
>> audio will still continue to record in most of the newer cell phones. I
>> actually never thought of this myself, but it would be best to check to
>> find out if your cell phone has limited recording time. In that case you
>> should have an audio recording app icon easily accessible on your home
>> screen. They usually have longer recording times.
>> Patti
>> 90 Westy automatic
>>
>> On Tuesday, August 30, 2016, Greg Childs <Greg@gregorychilds.com> wrote:
>>
>>> The last time I was rear ended I immediately turned on the video camera
>> on
>>> my smart phone and exited my vehicle. The phone captured my description
>> of
>>> the situation and other drivers' admission and apology. I continued to
>>> video record the damage, license plates, documents, and the driver.
>>>
>>> -------- Original Message --------
>>> Subject: Re: venting about irresponsible drivers
>>> From: Roy Nicholl <RNicholl@NBNET.NB.CA
>>> <javascript:_e(%7B%7D,'cvml','RNicholl@NBNET.NB.CA');>>
>>> Date: Mon, August 29, 2016 5:29 pm
>>> To: vanagon@GERRY.VANAGON.COM
>>> <javascript:_e(%7B%7D,'cvml','vanagon@GERRY.VANAGON.COM');>
>>>
>>> David:
>>>
>>> Any chance there are surveillance cameras in the area?
>>>
>>>> On 29-Aug-2016, at 18:53, David McNeely <davmcneely40@GMAIL.COM
>>> <javascript:_e(%7B%7D,'cvml','davmcneely40@GMAIL.COM');>> wrote:
>>>>
>>>> I need to vent. A week ago (last Tuesday afternoon, actually), I took
>> my
>>>> 1991Volkswagen Vanagon GL Campmobile out to pick up some furniture. I
>>>> stopped at a stop sign that controls entry from a ramp into a Y where
>> two
>>>> other roads enter. Both of those other roads have curves in their
>>> approach
>>>> to the intersection that make the sight distance short.
>>>>
>>>> So, I stopped at the sign, then, creeped forward a bit to get a better
>>> view
>>>> of oncoming traffic, and stopped again. Just after I stopped the second
>>>> time, a vehicle hit the camper's rear bumper, thwack!. The damage was
>>>> minor, a broken bumper on the passenger side rear, a small ding in the
>>>> D-pillar, two mangled bumper mounts.
>>>>
>>>> The other driver and her husband both got out of their small SUV, as my
>>>> wife and I did from the van. We all surveyed the damage. Their RAV4 had
>>>> more, the grill, a headlight, a fender, the bumper all being sort of
>>>> mangled. Their vehicle was about ten feet behind ours, which had been
>>>> pushed forward by the impact.
>>>>
>>>> The other driver was exceedingly apologetic, saying over and over that
>>> she
>>>> was extremely sorry that she had hit us, and that she was certain her
>>>> insurance would take care of the damage. Her husband observed that the
>>>> damage to our vehicle was minor AND THAT IT WAS QUITE OLD. I pointed
>> out
>>>> that being a classic and their being a hot market for these vans, I
>> would
>>>> have to fix it. He also said that their insurance would take care of
>> it,
>>>> and he pulled out registration papers and insurance card. We exchanged
>>>> information, and both drove away.
>>>>
>>>> The next morning I called her insurance agent, and was referred to the
>>>> claims department (of State Farm). At first I got the spiel from the
>>>> adjuster about using the State Farm appraisal system. I listened
>> politely
>>>> and observed that I would get estimates from independent body shops. He
>>>> demurred on that, but then said I would hear back from him later the
>> same
>>>> day.
>>>>
>>>> An hour later, a different person called me from State Farm to inform
>> me
>>>> that liability was denied, as the other driver stated that I had backed
>>>> into her when she was stopped behind me. No witnesses except
>> ourselves. I
>>>> do not carry collision insurance, even on this rather pricey vehicle,
>> as
>>> I
>>>> prefer to drive self insured, expecting to pay my costs if I am at
>> fault,
>>>> and to rely on my liability insurance to fix the other driver.
>>>>
>>>> But that leaves me with no representation to collect from the other
>>>> driver. I have considered small claims court. It will cost me about $2K
>>>> to fix the camper. In court, it would just be my explanation against
>> the
>>>> other person's, with the only witnesses being the two drivers and their
>>>> passengers, both spouses.
>>>>
>>>> Any advice? One thing I learned, despite police admonitions to just
>>>> exchange information and be on your way, if I ever have another
>>> accident, I
>>>> definitely will call in a patrol officer.
>>>>
>>>> mcneely
>>>
>>>
>>
>> --
>>
>> *♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪*
>> If it's not on my iPhone, it doesn't exist...
>> ●▬▬▬▬▬▬ஜ۩۞۩ஜ▬▬♥▬▬▬ஜ۩۞۩ஜ▬▬▬▬▬●
>>
| 
