Date: Fri, 23 Jun 2017 21:15:55 -0700
Reply-To: David McNeely <davmcneely40@GMAIL.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: David McNeely <davmcneely40@GMAIL.COM>
Subject: Re: Car Insurance Renewal Time!
In-Reply-To: <CC1089D9-5FFB-4367-9927-B5F54D0EB96B@gmail.com>
Content-Type: text/plain; charset="UTF-8"
Like I said, I had only good experiences with AAA when it was available to
me in Oklahoma. I would switch back to it if I could get it in Washington.
Roger, I'm not looking for either stated value or agreed value insurance.
As I said before, an agreed value policy does not suit my needs because of
the restrictions on vehicle use.
mcneely
On Fri, Jun 23, 2017 at 7:34 PM, Jennifer Rabbitt <
yoursocialconcierge@gmail.com> wrote:
> I would not recommend AAA. I am moving ALL of my policies back to Farmers
> after two of my friends had very bad experiences with AAA.
> A VW is toooooooo precious to leave to AAA.
>
>
> Jen Rabbitt
> 90 tintop
>
>
> On Jun 23, 2017, at 5:08 PM, Roger Whittaker <rogerwhitt1@GMAIL.COM>
> wrote:
>
> Dear insurance
>
> What you are looking for is "agreed value " insurance -- and you may
> require an appraisal from an appeaser they recognize -
> Regards
>
> On Fri, Jun 23, 2017 at 4:30 PM David McNeely <davmcneely40@gmail.com>
> wrote:
>
> > With "stated value" insurance, you really are no better off than with a
> > regular policy. If you can prove that the vehicle is worth the stated
> > value after the fact, then you can get properly reimbursed. The same is
> > true with a regular policy. An insurance agent admitted to me that there
> > is really no benefit to a stated value policy over a regular policy.
> When
> > the accident happens, they will pay you the cost to repair up to the
> "book
> > value" of the vehicle, unless you can prove it is worth more. If the
> cost
> > to repair equals or exceeds the "book value" they will declare the
> vehicle
> > a total loss, and pay the book value. Getting beyond that is only with a
> > negotiation that includes an appraisal. You will be charged more for the
> > stated value policy, however.
> >
> > I'm not looking for help, just pointing out facts that I got from several
> > different insurers.
> >
> > mcneely
> >
> > On Fri, Jun 23, 2017 at 3:04 PM, Stuart MacMillan <stuartmacm@gmail.com>
> > wrote:
> >
> >> I have "stated value" with Travelers. This simply means I'm paying a
> > rate
> >> based on my stated value of $15,000, which I would need to back up with
> >> proof, such as listings or an appraisal. I may increase that based on
> > the
> >> listings I'm seeing now, and get an appraisal when my conversion is
> done.
> >> It doesn’t add much to the cost of the policy.
> >>
> >> "Agreed value" is for show cars, and very expensive. Not for daily
> >> drivers. Classic car insurance companies will not insure campers, and
> >> would have limited mileage for a tin-top passenger vehicle as well as
> > other
> >> restrictions, such as garage storage.
> >>
> >> I use a great insurance broker licensed in WA, OR, and CA that can
> >> probably help you. P-mail me if interested.
> >>
> >> Stuart
> >>
> >> -----Original Message-----
> >> From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf
> >> Of PB
> >> Sent: Friday, June 23, 2017 10:57 AM
> >> To: vanagon@GERRY.VANAGON.COM
> >> Subject: Car Insurance Renewal Time!
> >>
> >> I've had a 12-month auto insurance policy with Wawanesa for the past 15
> >> years. Despite fairly poor service, I kept them because I haven't had
> any
> >> tickets or at-fault accidents and their price was the lowest I could
> > find.
> >> Today I learned that my 12-month auto insurance policy would be changed
> > to
> >> a 6-month policy with the yearly cost raised by $700 regardless of my
> > clean
> >> record and low mileage! I'm retired and all my driving is for pleasure.
> >>
> >>
> >> I just got an estimate from AAA. They have additional discounts that
> >> Wawanesa doesn't have, a reputation for great service, their policy is
> 12
> >> months and much lower than my Wawanesa quote! I also asked them how
> > they
> >> would value my Westy if it were a total loss, and they explained that
> > they
> >> go by the actual value, rather than just using the Blue Book.
> >>
> >> My policy renews July 18. Can I please have some recommendations,
> >> comments, and pointers about insurance companies. I'll probably get an
> >> estimate from Progressive. I believe they consider a Westy as an RV,
> but
> >> don't know if that's an advantage above AAA.
> >>
> >> Patti
> >> 90 Westy Automatic
> >> Los Angeles
> >>
> >> --
> >>
> >> *♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪*
> >> If it's not on my iPhone, it doesn't exist...
> >> ●▬▬▬▬▬▬ஜ۩۞۩ஜ▬▬♥▬▬▬ஜ۩۞۩ஜ▬▬▬▬▬●
> >>
> >
> --
> roger whittaker 604.414.6266
>
> ----------------------------------------------------------
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