Date: Fri, 23 Jun 2017 19:34:03 -0700
Reply-To: Jennifer Rabbitt <yoursocialconcierge@GMAIL.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Jennifer Rabbitt <yoursocialconcierge@GMAIL.COM>
Subject: Re: Car Insurance Renewal Time!
In-Reply-To: <CAG0-GTzAYui5SrP4amAkR7=+OdheLN4iz=-Bu6vjiunSoG_fyQ@mail.gmail.com>
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I would not recommend AAA. I am moving ALL of my policies back to Farmers after two of my friends had very bad experiences with AAA.
A VW is toooooooo precious to leave to AAA.
Jen Rabbitt
90 tintop
On Jun 23, 2017, at 5:08 PM, Roger Whittaker <rogerwhitt1@GMAIL.COM> wrote:
Dear insurance
What you are looking for is "agreed value " insurance -- and you may
require an appraisal from an appeaser they recognize -
Regards
On Fri, Jun 23, 2017 at 4:30 PM David McNeely <davmcneely40@gmail.com>
wrote:
> With "stated value" insurance, you really are no better off than with a
> regular policy. If you can prove that the vehicle is worth the stated
> value after the fact, then you can get properly reimbursed. The same is
> true with a regular policy. An insurance agent admitted to me that there
> is really no benefit to a stated value policy over a regular policy. When
> the accident happens, they will pay you the cost to repair up to the "book
> value" of the vehicle, unless you can prove it is worth more. If the cost
> to repair equals or exceeds the "book value" they will declare the vehicle
> a total loss, and pay the book value. Getting beyond that is only with a
> negotiation that includes an appraisal. You will be charged more for the
> stated value policy, however.
>
> I'm not looking for help, just pointing out facts that I got from several
> different insurers.
>
> mcneely
>
> On Fri, Jun 23, 2017 at 3:04 PM, Stuart MacMillan <stuartmacm@gmail.com>
> wrote:
>
>> I have "stated value" with Travelers. This simply means I'm paying a
> rate
>> based on my stated value of $15,000, which I would need to back up with
>> proof, such as listings or an appraisal. I may increase that based on
> the
>> listings I'm seeing now, and get an appraisal when my conversion is done.
>> It doesn’t add much to the cost of the policy.
>>
>> "Agreed value" is for show cars, and very expensive. Not for daily
>> drivers. Classic car insurance companies will not insure campers, and
>> would have limited mileage for a tin-top passenger vehicle as well as
> other
>> restrictions, such as garage storage.
>>
>> I use a great insurance broker licensed in WA, OR, and CA that can
>> probably help you. P-mail me if interested.
>>
>> Stuart
>>
>> -----Original Message-----
>> From: Vanagon Mailing List [mailto:vanagon@gerry.vanagon.com] On Behalf
>> Of PB
>> Sent: Friday, June 23, 2017 10:57 AM
>> To: vanagon@GERRY.VANAGON.COM
>> Subject: Car Insurance Renewal Time!
>>
>> I've had a 12-month auto insurance policy with Wawanesa for the past 15
>> years. Despite fairly poor service, I kept them because I haven't had any
>> tickets or at-fault accidents and their price was the lowest I could
> find.
>> Today I learned that my 12-month auto insurance policy would be changed
> to
>> a 6-month policy with the yearly cost raised by $700 regardless of my
> clean
>> record and low mileage! I'm retired and all my driving is for pleasure.
>>
>>
>> I just got an estimate from AAA. They have additional discounts that
>> Wawanesa doesn't have, a reputation for great service, their policy is 12
>> months and much lower than my Wawanesa quote! I also asked them how
> they
>> would value my Westy if it were a total loss, and they explained that
> they
>> go by the actual value, rather than just using the Blue Book.
>>
>> My policy renews July 18. Can I please have some recommendations,
>> comments, and pointers about insurance companies. I'll probably get an
>> estimate from Progressive. I believe they consider a Westy as an RV, but
>> don't know if that's an advantage above AAA.
>>
>> Patti
>> 90 Westy Automatic
>> Los Angeles
>>
>> --
>>
>> *♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪♪♫**♥**♫♪*
>> If it's not on my iPhone, it doesn't exist...
>> ●▬▬▬▬▬▬ஜ۩۞۩ஜ▬▬♥▬▬▬ஜ۩۞۩ஜ▬▬▬▬▬●
>>
>
--
roger whittaker 604.414.6266
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