Date: Sun, 21 Jun 2020 23:40:45 -0700
Reply-To: Roger Whittaker <rogerwhitt1@GMAIL.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: Roger Whittaker <rogerwhitt1@GMAIL.COM>
Subject: Re: Financing Options
In-Reply-To: <CANcggrLqN6apjvXqiMOj3XMwanZMWP5wE4V9eKPUMgpo0D5nnQ@mail.gmail.com>
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Dear Antonio -
please read this before you must enlist Portia to beg for your life - or at
least to the letter of the law -
Most of my life has been financed -
one singular item that was paid for in cash -
Vanagon Purchase -
The first was a trade for another car - a 1970 tin top - that i rebuilt and
even installed all the parts of a junk westie including tent top -
The second was Cash $$ the most I ever paid for a vehicle in my life - 20K
cnd $ 1989 5 speed Diesel California
The third was a replacement for that one after the 2009 crash - paid for
with $$ from Insurance settlement after 2009 crash -
This also provided $$ for the tire upgrade and - Fuel components upgrade
and then the subsequent motor RE & Re required on the way home ;( from
Chico -
That vanagon was later traded to people who really needed a vehicle and
were short on cash - (indeed they were losing their house) -
Their fortunes have turned around in the last 10 years and they have now
fully refreshed the van - paint - all the stuff - looks great -
Your purchase of a vanagon is the first installment of a long relationship
with a beautiful and capricious borrower of money and user of time and
parts and tools and space in driveway -
My friend i strongly urge you to do anything to raise cash to finance this
dream from your own pocket -
It goes also a little deeper than the initial purchase and that would be
insurance if you finance you have to insure the whole loan for full $$
amount - not just the basics PL PD -
This can make your insurance expensive - which is the silent running meter
on your ownership -
Lenders will always lend - heck you can get a loan from Title loans or a
pawn shop - I get an offer for thousands waiting for me nearly every week -
Money is cheap- and plentiful like it has never been since the end of WWII
If you have great credit that means you must have cash in hand -
401K cash - investments - equity - some asset you can sell - a work
place loan at low interest - Borrow from self
MY friend i strongly urge you to do this purchase under your own steam or
you will be saddled with a lien on a vehicle in your driveway that needs
another 2500$ worth of specialty tools and specialty parts to get ready for
summer adventures -
Dream big - and do it on your own -
On Sun, Jun 21, 2020 at 10:34 PM VW Vanagon <t3vanagon@gmail.com> wrote:
> Been considering options to fund a good chunk of a (hopefully) upcoming
> purchase.
> Going to hit my local credit union and explore a couple other conventional
> bank options on an RV/Camper loan, but I'm anticipating some hesitation
> given the age of the vehicle.
>
> Wanted to put this out to the group to see if anyone might have some
> options that I may have either not considered or possibly may not be aware
> of.
>
> I've got great credit and it's a very reasonable price for a quality
> vehicle, so if there's a lender out there who "gets it," this should pencil
> out pretty quickly.
>
> Any input is greatly appreciated!
>
> *Drew*
> Missoula, MT
>
--
roger whittaker 604.414.6266
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