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Date:   Tue, 03 Oct 95 11:42:05 PDT
Sender:   Vanagon Mailing List <vanagon@vanagon.com>
From:   Nick Pace <nickpace@rand.org>
Subject:   Re: Insurance Industry Regulation-comparison of AZ and NZ

Gary Gibson sez: ------------------------------ From: yvonner@ccit.arizona.edu To: "Maher, Steve (SD-MS)" <SMAHER@po2.gi.com> Steve, I have two vehicles fully insured in Christchurch, New Zealand and a '67 bus with minimum coverage in Arizona. I pay less annually for the two in NZ than the crappy coverage in AZ for 6 months. Gary Gibson ------------------------------ Not to apologize for the U.S. insurance industry or their regulators but the difference between the rates for your Kiwi coverage and the US is driven, in no small part, by the fact that New Zealand has a wonderful national heath care system. That plan covers much of the medical expenses incurred in traffic accidents so auto insurance premiums can be much less. Also, and I'm not completely sure of this so I stand to be corrected, the accident compensation system is very different in New Zealand (isn't it a very strict no-fault system?). Add a different cost of living and you simply can't compare the AZ and NZ premiums.

However, both places contain some of the most beautiful locations on the planet and NZ has the friendliest people I've ever run across. In fact, I could use an ice cold Dominion Bitter Double Brown right now.

Nick


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