I have an insurance question for the many gurus of this list. When shopping around for insurance carriers, most brokers ask if you have had any wrecks. My question is: how do I answer this question? I have had a wreck, but if it does not show up in someone's database, I don't want to admit it to a new insurance company. God knows, they're gonna ream me enough with regular premiums, I don't want to give them an excuse to screw me for more. My insurance co just declined to renew my policy, I think because of my recent wreck in which they had to pay out more than the book value of the van. Bastards. Anyhow, now I have to search for a new company. Should I lie or tell the truth? Thanks for any input. -- - Greg Daughtry -
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