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Back from Quan Yin: I agree with you Chris and would absolutely terminate their coverage if their tickets were anything more than minor. Same policy for even being near substances (when driving) and seat belt issues (they never go without). And actually, factually the only reason to continue them under my coverage is that to obtain it independently is even more expensive. And do remember I wasn't whining or complaining (altho i do have a black belt in both and can demonstrate special proficiency) I was just offering numbers to the group to appreciate how other's insurance may be relatively inexpensive. Regards, QuanYinLyn
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