On Wed, 13 Nov 1996, Ian Webb wrote: > A while ago, we had some discussion of how to lower your insurance rates > by declaring your camper a mobile home. But we didn't really get into > what companies had good rates, etc. Well, its time for me to renew my > By the way, my camper is my daily driver and my ONLY vehicle. Here's > the skinny on my ride: I've got a 90 Vanagon Camper with 92k (all the > extras), am 31, good driving record, $100 & $250 deductibles, the van is > not used for work, and I pay $495 per year thru Liberty Mutual. > can anyone beat that? I just recently took a crack at this approach. In California, with StateFarm, my savings was a paltry $120/year for my 86 Westy. I say paltry, cause of the restriction. The Westy hasn't really been reclassified as a "mobile home", but as vehicle that WILL NOT be driven more than 7500 miles/year. They do check your odometer every 12 months. I'll have a better feel for whether it was raelly worth it in about 10 months. I'm interested in knowing about any other insurance carriers that will actually give you a reclassification and a better deal. Chris
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