Date:         Wed, 13 Nov 1996 09:10:50 -0800 (PST)
Sender:       Vanagon Mailing List <vanagon@vanagon.com>
From:         "Christopher M. Smith" <csmith@sdsc.edu>
Subject:      Re: survey of insurance rates/companies


On Wed, 13 Nov 1996, Ian Webb wrote:

> A while ago, we had some discussion of how to lower your insurance rates
> by declaring your camper a mobile home.  But we didn't really get into
> what companies had good rates, etc.  Well, its time for me to renew my
> By the way, my camper is my daily driver and my ONLY vehicle.  Here's
> the skinny on my ride:  I've got a 90 Vanagon Camper with 92k (all the
> extras), am 31, good driving record, $100 & $250 deductibles, the van is
> not used for work, and I pay $495 per year thru Liberty Mutual.
> can anyone beat that?

I just recently took a crack at this approach. In California, with
StateFarm, my savings was a paltry $120/year for my 86 Westy. I say
paltry, cause of the restriction. The Westy hasn't really been
reclassified as a "mobile home", but as vehicle that WILL NOT be driven
more than 7500 miles/year. They do check your odometer every 12 months.
I'll have a better feel for whether it was raelly worth it in about 10
months.

I'm interested in knowing about any other insurance carriers that will
actually give you a reclassification and a better deal.

Chris