Date: Wed, 5 May 1999 10:00:45 -0700
Reply-To: "Steven X. Schwenk" <Steve@SCHWENK-LAW.COM>
Sender: Vanagon Mailing List <vanagon@gerry.vanagon.com>
From: "Steven X. Schwenk" <Steve@SCHWENK-LAW.COM>
Subject: Re: SCREWED by the ins. co.
Content-Type: text/plain; charset=us-ascii
Chris, your advice that we get our vans appraised now before an accident is
excellent advice...i am doing just that. I have worked as an attorney both for
and against ins. companies. You are right more that more often than not, the
only way to get fair compensation is to sue...that is why insurance companies
make so much money...they blow people off and make them go to hell and back to
get what they deserve and what the insurance companies are supposed to pay under
the policy anyway. It is shameful and cloggs the courts with unnecessary
litigation. Of coursse, the insurance companies then turn around and blame the
trial lawyers like me...and people buy it...until they themselves become a victim
of the endless scam, that is.
Sue the bastards! most people walkaway losers and let the ins. co. pocket the
windfall. Don't do it. If everybody refused to be had in this way and sued for
what they are entitled to, the ins. compamnies would have to change thier crooked
ways and start paying fairly because it would cost too much and their profit
incentive to be cheats would be taken away.
steve
JordanVw@AOL.COM wrote:
> the other kid's ins. co etsimator came out and totalled out my car today..
> has yet to give me a value, but i know i will lose.
>
> their member nearly killed me, and destroyed my car of 11 years.....and they
> want to give me nothing.
>
> all that money ive paid in car insurance premiums over the years...and i get
> nothing back.
>
> insurance companies are nothing but SCAMS.
> and it doesnt pay to have collision on my car because of it's age - my own
> ins co would have totalled it too, and given me nothing.
>
> its a lose-lose situation.
>
> the only thing to do, is sue for pain/suffering.
> that is the ONLY way you can get decent compensation.
>
> here is a few things i have learned...
>
> GET YOUR CAR APPRAISED!!!!!! now!!! otherwise you wont get jack squat for
> it!
> even if its not a classic....if youve put alot of time and money into your
> car or van, the insurance company doesnt care. they just look in their NADA
> or Redbook (worst quotes), and get the value of the car at it's age/mileage.
> they dont use kelly blue book. If you show them proof that you had it
> appraised, and its appraised value, then it will help you alot...dont wait -
> or you may be in the same situation i am in.
>
> also - keep all reciepts for acessories, and add ons, like wheels, stereo
> systems, anything other than general repairs (they will not give you anything
> for used parts or general repairs).
> if you have a NEW (key is NEW - not used) engine installed, then keep the
> reciepts for that, and that will help you too.
> and....
> never...never...
> NEVER CHOOSE THE LIMITED TORT OPTION!!!!!!!
>
> any other hints for dealing with a**hole insurance companies, or your own
> stories, i'd like to hear them....
>
> chris
> '84 audi 5k turbo totalled, was nearly killed, myself, and i aint getting
> SQUAT...but i wont go down without a fight!!!!!
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