Date:         Wed, 5 May 1999 11:49:34 -0700
Reply-To:     "Steven X. Schwenk" <Steve@SCHWENK-LAW.COM>
Sender:       Vanagon Mailing List <vanagon@gerry.vanagon.com>
From:         "Steven X. Schwenk" <Steve@SCHWENK-LAW.COM>
Subject:      Re: SCREWED by the ins. co.
Comments: To: Nathaniel Merrill <nmerrill@parametrix.com>
Content-Type: text/plain; charset=us-ascii

Look in the phone book...ask a trusted car dealer or call a collector or look in the advertisements of
a car collector paper or magazine.  it is not worth it for everyone, as Steve Lashley points out.  But
i have a syncro westy, a somewhat rare vehicle that is worthy of collectors status, and i have dumped a
lot of money into and so it makes sense for me.

Next, i'm looking at collector's car ins.  since i don't drive my syncro much except on trips, i should
qualify. I may need to join a club and go to a show once a year.  under some of these policies, value
is pre-determined by an appraisal, and the rates are lower.  In fact, one advantage of getting an
appraisal is that you may be able to set the value with your insurance company in advance.  shop
around.  tell an independent agent you want such a policy and see what they come up with.

one word of caution. NEVER lie or misrepresent anything in the application.  you risk winding up with
zero coverage if you do.
steve

Nathaniel Merrill wrote:

> Ok, so now I'm thinking... Who do you look for to do the appraisal and how much $$$ should it cost?